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We have you covered - fixed rate loans, any loan term, extra payments, monthly payment table, principal, interest and balance.
All the other mortgage calculators are either biased by lenders, monetized through lender affiliation or have a horrible user experience. Finally, I found VRate, simple, no BS.
Frequently asked questions
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If your down payment is less than 20% of the original home price, PMI will be added to your monthly payments. Once your home equity (ratio between home price and remaining balance) reaches 80%, you no longer have to have a PMI.
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Be patient, they are coming!
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The future is here. We will add features like smart extra payments towards principal to optimize your payment plan using AI.
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No, we are not a financial advisor, nor do we guarantee the data we present is correct! Please seek advice from a professional financial advisor.